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Mobile Money

Aug 27, 2010 (LBO) - Sri Lanka's Central Bank has drafted guidelines for mobile phone payment systems and called for public comments, according to a notice on its website.
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Mobile payments will be allowed through accounts in licensed banks and registered finance companies as well as Custodian Account Based Systems operated by non-bank service providers.

Service providers can open 'e-money' accounts for customers and issue e-money by accepting physical money, the guidelines said.

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It called for public comments on or before October 18, 2010 to be sent to the Director Payments and Settlements at psd@cbsl.


lk

The Central Bank said the guidelines are issued with the aim of promoting safety and effectiveness of mobile payment schemes.

The Customer Account Based System through banks is based on the customer accounts maintained by financial institutions from which the service can only be offered to account holders.

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Under this system, account holders are able to operate their own accounts via mobile phones to debit or credit their own accounts or credit accounts of third parties within the same financial institution or in another bank.

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