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Small Business

Jan 02, 2013 (LBO) - Sri Lanka's Credit Information Bureau (CRIB) and World Bank arm International Finance Corporation is boosting credit access to small businesses by making it easier to offer movable assets as collateral.

"This initiative will make it easier for small businesses and entrepreneurs with few fixed assets to obtain the financing they need to grow," said IFC executive vice president and chief executive Jin-Yong Cai said in a statement

"And it will allow financial institutions to reduce risks and diversify their lending portfolios."

IFC said in a committed portfolio of 274 million US dollars covering infrastructure, tourism, renewable energy, finance, and health care.

IFC said it will give advice and assistance to the CRIB to develop a legal framework allowing small businesses to mortgage inventory and equipment which are readily available to take loans rather than traditional assets like loans or property.

"IFC’s assistance in this project will pave the way for a well-developed Secured Transactions Act, and provide transparent rules for creditors, said Ananda Silva, chairman, CRIB was quoted as saying by IFC.

"It will also facilitate the use of movable assets as collateral,

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