At stand alone bank level profits rose 6.1 percent to 62.6 million rupees in the September quarter from a year earlier, with loan loss provisions coming down.
At bank level, interest income rose 17 percent to 533.7 million rupees, and interest expenses rose at a faster 18.
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4 percent to 281 million rupees. Net interest income grew at a slower 15.5 percent to 251.9 million rupees.
The bank said loans grew steeply to 14.
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9 billion rupees in September from 9.0 billion in December 2010. Non-performing loans fell to 763 million rupees from 1,012 million rupees.
Loan loss provisions fell to just 412,000 rupees from 15.6 million a year earlier.
Fee income fell 27.5 percent to 99.2 million rupees with unspecified other income falling 29.
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7 percent to 86.1 million rupees.