Group interest income rose 9.0 percent to 788 million rupees, while interest expenses were flat at 450 million rupees, allowing net interest income to grow 23 percent to 338.7 million rupees.
The group's performing loan book fell to 9.5 billion rupees from 11.2 billion rupees in the beginning of the year and 10 billion rupees in the 2008 September quarter.
Non-performing loans were 2.54 billion rupees, up from 2.11 billion at the beginning of the year and 2.14 billion rupees during the same quarter last year.
The bank's gross non-performing loan ratio climbed to 14.05 percent at the end of the September quarter from 10.17 percent at the beginning of the year.
PABC made specific provisions of 55.6 million rupees, up 74 percent from same quarter of 2008.
Non-interest expenses were contained at 226.8 million rupees, up seven percent a year earlier.
The group deposits were at 14.8 billion rupees, up from 14.4 billion at the beginning of the year.
September quart